Thanks for your input on the garage sale games. I've decided to go ahead and give the games to the boys at Christmas
and not think anything else about it. I do know that they will love them and, really, that's all that matters =)

As for the Keep the Change program, it's working out really well! We are enjoying watching our savings account grow.
Every morning I check the account and I'll see something that says 'Keep the Change' deposit. It's a few cents here
and there - nothing you'd miss. But those little pennies here and there do add up in a hurry! They do match your
deposits 100% for the first three months. HOWEVER - what I discovered is that they deposit the match ANNUALLY,
not daily. But really, it doesn't matter to me when they do it - only that they do it. My husband works at B of A, so I'm
not worried about it happening. Good luck if you decide to Keep the Change. Happy saving!